What We Do
Wealth DCA helps people see what investing a fixed amount on a regular schedule can add up to over time. It is free to use, needs no sign-up, and runs its calculations in your browser.
- The DCA Calculator replays a monthly investment in the S&P 500 or another ticker over a period you choose, using real historical prices.
- The SIP Calculator projects a monthly Systematic Investment Plan in Indian rupees, including step-up SIPs, from an expected rate of return.
- The Learn section explains the ideas behind the numbers: dollar-cost averaging, compounding, index funds and retirement accounts.
Where Our Data Comes From
Historical prices come from Yahoo Finance, using dividend- and split-adjusted monthly closes unless you choose otherwise. The formulas, assumptions and limits of each calculator are documented on our Methodology page.
How We Write Our Articles
- Articles are educational. They explain how investing works; they do not recommend specific investments for you.
- Figures and historical claims are checked against the data sources they cite, and examples can be reproduced with our calculators.
- Each article shows the date it was published and, when we revise its facts, the date it was last updated.
- If you spot an error, tell us and we will correct it.
How the Site Is Funded
Wealth DCA is funded by advertising served by Google AdSense. Google chooses which ads appear; advertisers do not influence our calculators or articles. Our Privacy Policy explains how advertising cookies work and how to opt out.
Not Financial Advice
Our tools and articles are for education and illustration only. Past performance does not guarantee future results, and every investment carries risk, including the loss of principal. Consider speaking with a licensed financial adviser before making investment decisions. See our Terms of Use for details.
Get in Touch
Questions, corrections or ideas for new calculators are welcome on our Contact page.