JPMorgan Chase DCA Calculator
$100 a month in JPMorgan Chase (JPM) for the last 5 years would be worth $11,996 today, from $6,000 invested: a 28.1% annual return.
JPMorgan Chase is the largest bank in the United States by assets. Bank stocks are sensitive to interest rates and the economy, and fell sharply in 2008 and early 2020; its dividend is reinvested in these figures.
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$100 a month in JPMorgan Chase: results by holding period
Each row invests $100 at the start of every month up to Oct 2026, and compares it with investing the same total all at once at the start. Dividends are reinvested (total return).
| Period | Invested | Value today | Annual return | Lump sum instead |
|---|---|---|---|---|
| 1 year (from Nov 2025) | $1,200 | $1,314 | 18.0% | $1,351 |
| 3 years (from Nov 2023) | $3,600 | $5,272 | 26.4% | $9,479 |
| 5 years (from Nov 2021) | $6,000 | $11,996 | 28.1% | $13,737 |
| 10 years (from Nov 2016) | $12,000 | $35,542 | 20.6% | $77,243 |
| 20 years (from Nov 2006) | $24,000 | $171,987 | 17.1% | $289,025 |
Annual return is the money-weighted return (IRR) of the monthly contributions. Prices are monthly closes from Yahoo Finance, with data from Feb 1985 through Oct 2026. See the methodology. Past performance does not guarantee future results.
JPMorgan Chase DCA: frequently asked questions
How much would $100 a month in JPMorgan Chase be worth today?
Investing $100 a month in JPMorgan Chase (JPM) for the last 5 years (Nov 2021 to Oct 2026) would have turned $6,000 into about $11,996, a money-weighted annual return of 28.1%. Dividends are reinvested (total return). Past performance does not guarantee future results.
Was DCA or a lump sum better for JPMorgan Chase?
Over the last 20 years, investing the same $24,000 all at once in Nov 2006 would have grown to $289,025, compared with $171,987 by investing $100 a month. The lump sum came out ahead because it was invested for longer, which is the usual result in a rising market. Most people invest from monthly income, so DCA is the practical choice either way.
What was the best and worst time to start DCA in JPMorgan Chase?
Across 442 rolling 5-year periods of investing $100 a month, the best started in Jul 1993 and returned 44.2% a year; the worst started in Nov 1985 and returned −37.3% a year. 85% of those periods ended with more money than was put in.
How far has JPMorgan Chase fallen from a peak?
The largest fall in its month-end total-return price since Feb 1985 was −73%, from Mar 1986 to Oct 1990. Buying a fixed amount every month through a fall like that buys more shares at lower prices.