Visa DCA Calculator
$100 a month in Visa (V) for the last 5 years would be worth $9,519 today, from $6,000 invested: a 18.5% annual return.
Visa runs one of the world’s largest card payment networks and earns a fee on transactions rather than lending money itself. It pays a small dividend, which these figures reinvest.
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$100 a month in Visa: results by holding period
Each row invests $100 at the start of every month up to Oct 2026, and compares it with investing the same total all at once at the start. Dividends are reinvested (total return).
| Period | Invested | Value today | Annual return | Lump sum instead |
|---|---|---|---|---|
| 1 year (from Nov 2025) | $1,200 | $1,462 | 42.6% | $1,457 |
| 3 years (from Nov 2023) | $3,600 | $4,815 | 19.8% | $6,431 |
| 5 years (from Nov 2021) | $6,000 | $9,519 | 18.5% | $12,081 |
| 10 years (from Nov 2016) | $12,000 | $28,010 | 16.2% | $64,074 |
Annual return is the money-weighted return (IRR) of the monthly contributions. Prices are monthly closes from Yahoo Finance, with data from Apr 2008 through Oct 2026. See the methodology. Past performance does not guarantee future results.
Visa DCA: frequently asked questions
How much would $100 a month in Visa be worth today?
Investing $100 a month in Visa (V) for the last 5 years (Nov 2021 to Oct 2026) would have turned $6,000 into about $9,519, a money-weighted annual return of 18.5%. Dividends are reinvested (total return). Past performance does not guarantee future results.
Was DCA or a lump sum better for Visa?
Over the last 10 years, investing the same $12,000 all at once in Nov 2016 would have grown to $64,074, compared with $28,010 by investing $100 a month. The lump sum came out ahead because it was invested for longer, which is the usual result in a rising market. Most people invest from monthly income, so DCA is the practical choice either way.
What was the best and worst time to start DCA in Visa?
Across 164 rolling 5-year periods of investing $100 a month, the best started in Jan 2009 and returned 37.7% a year; the worst started in Oct 2017 and returned 2.5% a year. 100% of those periods ended with more money than was put in.
How far has Visa fallen from a peak?
The largest fall in its month-end total-return price since Apr 2008 was −43%, from May 2008 to Jan 2009. Buying a fixed amount every month through a fall like that buys more shares at lower prices.